Insurance

A list of insurance providers for heritage buildings in BC

Insurance is available for heritage buildings and some providers will insure designated properties. The Insurance Bureau of Canada has some useful tips and resources for insuring your property.

For reasons of insurance and liability VHF cannot recommend any of the following providers. The following list is for you to choose from at your own discretion and is the result of recommendations by homeowners and the efforts of VHF to locate providers that offer coverage for heritage properties in Vancouver.


ACD Insurance Services LTD.

BC Automobile Association (BCAA)

  • will insure Heritage Register properties but not designated properties
  • will insure knob & tube wiring after PowerCheck inspection
  • 604 310 2345

Buntain

  • customized insurance plans
  • 604 733 3000 (Point Grey Office), for other offices visit the website

Cafferky Gilding (BC wide)

  • will insure both Heritage Register & designated properties
  • may insure knob & tube wiring
  • Greg Gilding 604 526 8645

Canadian Direct Insurance

  • homeowner testimonials indicate that this firm will accept knob & tube wiring, & will do a free inspection
  • will insure Heritage Register properties but not designated properties
  • 604 699 3838 or toll free 1 888 225 5234

Johnston Meier Insurance

  • program specifically developed for the heritage house market
  • guaranteed replacement cost (using local contractors & products)
  • up to 100% By-Law Coverage
  • 604 736 3831 (Dunbar Office) or 604 736 4574 (West Broadway Office)

Jones Deslauriers Insurance Management Inc. 

London Drugs Insurance

  • will insure Heritage Register properties but not designated properties
  • will not insure knob & tube wiring
  • 1 800 681 6677

Square One

  • program specifically developed for the heritage house market
  • 1 855 331 6933

Thunderbird Insurance 

  • do not offer By-Law coverage or GRC for heritage houses
  • may insure knob & tube wiring after PowerCheck inspection
  • David Potvin 250 385 9795 or dpotvin@thunderbirdinsurance.com

Vancouver Holdings BC Ltd.

  • will insure heritage houses
  • 604 685 6354

Westland Insurance

  • evaluate insurance for heritage houses on a case by case basis
  • generally will not insure knob & tube wiring
  • do not offer By-Law coverage or GRC for heritage houses
  • 1 800 899 3093

CAN I INSURE MY HOUSE WITH KNOB & TUBE ELECTRICAL?

If you have had an electrical inspection of your home, a number of insurance companies will sell you house insurance. Powercheck Inspection Services offers independent certification inspections that may include recommendations for specific repairs to be made by a certified electrician to make your home safe. Download the VHF’s Knob & Tube Electrical FAQs.